Rideshare services like Uber and Lyft have revolutionized transportation in San Diego and across California, offering convenience at the tap of a smartphone. However, as the number of rideshare vehicles on the road increases, so does the risk of accidents involving these vehicles. Determining liability in a rideshare accident can be a complex process involving multiple parties and insurance policies.

At National Injury Help, our San Diego County personal injury lawyers help you understand your rights and navigate the legal challenges of Uber and Lyft accident claims.

Rideshare Accidents

How Rideshare Accidents Differ from Other Car Accidents

Unlike traditional car accidents, rideshare crashes often involve several layers of insurance coverage and legal considerations. The involvement of a corporate entity like Uber or Lyft and the rideshare driver’s insurance makes these cases more complicated.

Some key factors that set rideshare accidents apart include:

  • The status of the rideshare driver at the time of the accident.
  • The interplay between personal auto insurance and rideshare company policies.
  • Liability questions involving multiple parties, including passengers, pedestrians, and other drivers.

Who Can Be Held Liable in a Rideshare Accident?

Liability in a rideshare accident depends on several factors, including the driver’s status and fault determination.

Potential parties who may bear responsibility include:

The Rideshare Driver

They may be liable if the rideshare driver’s negligence caused the accident. However, their personal insurance policy may not cover damages if the accident occurred while driving for Uber or Lyft, as many policies exclude coverage for commercial activities.

Uber or Lyft’s Insurance Policy

Both Uber and Lyft provide insurance coverage for their drivers, but the extent of coverage depends on the driver’s status at the time of the accident:

  • Offline or App Off: The driver’s insurance is solely responsible.
  • App On, No Ride Accepted: Uber or Lyft provides limited liability coverage (e.g., $50,000 per person, $100,000 per accident for bodily injury).
  • Ride Accepted or Passenger in Car: Uber and Lyft offer up to $1 million in liability and uninsured/underinsured motorist coverage.

Other Drivers Involved

If another driver caused the accident, their insurance would typically cover damages. However, disputes over fault can complicate claims.

Vehicle Manufacturers or Maintenance Providers

The vehicle’s manufacturer or maintenance provider could share liability if a mechanical failure contributed to the crash.

Common Causes of Rideshare Accidents in San Diego, California

Rideshare drivers face unique challenges that can increase the likelihood of accidents, including:

  • Distracted Driving: Navigating apps and communicating with passengers can divert attention from the road.
  • Fatigue: Many rideshare drivers work long hours or drive late at night, leading to fatigue-related crashes.
  • Unfamiliar Routes: Drivers may be navigating unfamiliar areas, increasing the risk of errors or collisions.
  • Pressure to Meet Deadlines: Rideshare drivers often feel pressure to complete rides quickly to maximize earnings, potentially leading to speeding or reckless driving.

How National Injury Help Can Assist with Your California Rideshare Accident Claim

Rideshare accidents can involve a maze of legal and insurance complexities, but you don’t have to face it alone. At National Injury Help, our experienced San Diego personal injury lawyers are well-versed in handling Uber and Lyft accident cases.

We’ll work tirelessly to:

  • Investigate the accident and determine liability.
  • Gather evidence to support your claim.
  • Negotiate with insurance companies for maximum compensation.
  • Represent your interests in court, if necessary.

Contact Our San Diego Personal Injury Lawyers at National Injury Help Today

Contact National Injury Help today for a free consultation. Our San Diego personal injury lawyers are ready to guide you through the complexities of rideshare accident claims and fight for your best possible outcome.

Our history of success, along with glowing client testimonials and reviews, reflects our commitment to providing attentive, responsive, and effective legal representation, securing positive outcomes for clients in San Diego, California, and across the nation.